Terms of Service

1. Acceptance of these terms

By creating an account or using FinDocAnalyzer ("the Service"), you agree to these Terms of Service. If you do not agree, please do not use the Service.

2. What the Service does

The Service reads financial-report PDFs you upload and produces educational summaries, extracted metrics, and period-over-period comparisons. Output is generated with automated tooling and AI and may contain errors or omissions. It is provided for learning and general understanding only.

3. Educational only — not advice

The Service is educational. We do not provide investment, legal, or tax advice, and no buy/sell/hold recommendations, price targets, valuations, or trading signals. Nothing here creates a fiduciary or advisory relationship. You are solely responsible for verifying every figure against the source document and for any decision you make. Consult a licensed professional.

4. Eligibility

You must be of legal age and must not use the Service to provide regulated financial advice to others.

5. Your account

You are responsible for the accuracy of your registration details, for keeping your credentials secure, and for all activity under your account. Notify us promptly of any unauthorised use.

6. Acceptable use

You agree not to: (a) upload content you do not have the right to use; (b) use the Service for anything unlawful; (c) attempt to disrupt, reverse-engineer, or gain unauthorised access to the Service; or (d) resell or redistribute the output as professional financial advice.

7. Intellectual property

We own the platform and its content (excluding your uploaded documents). You retain rights to your uploaded documents and grant us a limited licence to process them to provide the Service, as described in the Privacy Policy.

8. Plans, payment & renewals

Generating or regenerating social prompts, hooks and scripts requires an active paid Pro or Team subscription and is not included in the free trial. AI usage limits and source-review requirements apply. Social generation does not consume the automated-report allowance. Previously generated content remains subject to normal workspace access rules. Automatic video production and publishing are not included in these generation tools.

Automated result summaries are not included in the free trial. They require an active paid Pro or Team subscription, organization opt-in and selected companies. Monitoring slots and the separate calendar-month automated-report allowance are disclosed on pricing and settings pages. A usable summary awaiting source review counts once; failed attempts and duplicate deliveries do not consume delivered-report allowance. New automated work pauses when access expires, monitoring is disabled or the allowance is reached. No automatic overage charges apply. Source availability and processing affect delivery time.

Paid plans, prices, billing periods, and included usage limits are shown on the pricing and billing pages before payment. New organizations receive one free month. Paid plans are purchased for a fixed monthly or yearly term and do not renew automatically. Access starts after payment is successfully verified and continues until the displayed expiry date. To continue after expiry, an account owner or administrator must make another payment. An approved full refund ends the paid access associated with that payment. See our Refund & Cancellation policy.

9. No warranty

The Service is provided "as is" and "as available", without warranties of any kind. We do not warrant that the output is accurate, complete, or fit for any particular purpose.

10. Limitation of liability

To the maximum extent permitted by law, the Service is not liable for any indirect, incidental, or consequential losses, or for any decision made in reliance on the Service's output. The Service is educational and must not be used as a sole basis for any financial or investment decision.

11. Termination

You may stop using the Service at any time. We may suspend or terminate access for breach of these terms or misuse of the Service.

12. Changes

We may update these terms from time to time. Continued use after an update means you accept the revised terms.

13. Governing law

These terms are governed by the laws of India. Any disputes are subject to the courts of Vadodara, Gujarat, India. Nothing here excludes mandatory consumer or other statutory protections that apply in your country of residence.

14. Contact

Questions about these terms? Email findocanalyzer@gmail.com.